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Direct Switch

Switch your mortgage and change the terms, get a better rate, and soon you won’t have a mortgage! We can help you solve the issue fast!

Why do you need to transfer the mortgage?
– Once you switch the mortgage, you get better rates. They will reduce the payments, you just need to decide which is the most suitable for you: open or closed, variable or fixed, short-term or long-term. Each of them has its own benefits and purposes, but in the end, you’ll be a debt-free person faster!
– Talking about a mortgage-free life. When transferring the mortgage you can pay off faster since the monthly payments will increase by up to 20%. Also, you can make a lump-sum payment of up to 20% of the mortgage.

Together we will decide which option is the best and the most suitable for you. In any way, you’ll be a mortgage-free person faster!

Here are some tips to make this experience more convenient and smooth.
– Start thinking about mortgage switching up to 6-8 months before the ending of the current term.
– Decide the main reason why you want to switch. Maybe you want to lower your payments or maybe you want to pay off your mortgage faster. Pick an open or closed, variable or fixed, short-term or long-term payment and move towards a mortgage-free life!

Make your research and contact us as soon as you are ready to take the next step. We will do the rest!

Our professional team is ready to help you with your first time home buying or buying a second home! The Ipoteka Mortgage founder Iryna Rudavska is 18 years in the mortgage business and knows every little detail of the process. We’ve had many different clients with different personal and credit stories. And due to our professionalism, every client has a home now. Iryna is the best mortgage broker in British Columbia. She helped many people to get their personal house and live the life of their dreams!

Your house is a real estate. And real estate is like a savings account! Make the right choices and contact us to get a mortgage.

Ipoteka Mortgage Offers The Lowest Mortgage Rates Possible for Home Purchase, Renewals, Refinancing, Construction etc.

We look forward to helping you!

Contact Us and Find Out What Options You Have, Anytime.

  1. Phone: +1 (778) 836-6461
  2. Email:
  3. Fill out the Contact Form

Our Services are FREE and NO FEES or Obligations on Your End!

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Getting a mortgage is a very stressful time. Iryna and Oleh provided exceptional service in answering all of our questions and making sure we felt comfortable with the decisions we made. They helped us in determining what we could afford and whether a fixed or variable rate was most suitable for us. They are extremely knowledgeable and professional and worked hard to get us into the home we really wanted. We couldn't be happier and would recommend Iryna and Oleh to ANYONE looking to buy a home. Thanks again
Sergey & Natalia
I was so nervous! I wanted to make sure I have all the money ready on time - I know how hard it to get for the second purchase? Thank you, Iryna. You are made of gold!
Iryna, Thank you for your invaluable help! I realize that it was not an easy task and required a high degree of ingenuity. No doubt I saved your contacts for future uses and/or referrals. From sunny Manitoba (with a balmy temperature of -21C)
From the beginning, I was impressed by her attendance to details and swift reply to any questions leading to a smooth acquisition of a new mortgage. Iryna’s natural capitalization on her vast experience let her path to becoming an independent mortgage broker. This turned out to be to my advantage while shopping for a very competitive mortgage rate during second house acquisition, and I found Iryna to be a great asset while facing the unknown territory of bridge financing within the new approval process. I would highly recommend Iryna’s services to anybody who is in need of a mortgage or any other financial services her company is offering, you will like the result, I know I did.
Hello Iryna, We would like to thank you and your team again for great job in achievement our goal. Your friendliness, professionalism and knowledge was a huge help in getting this new milestone. Your communication was as transparent as can be. We had some problems in understanding the process sometimes, but you guys always were patient enough to clear things up in a very transparent manner. You were always on top of things and always available for us to communicate. Your responses always appeared in a snap. We will recommend you to all of our friends and relatives in the future. We definitely will be in touch. Happy holidays!
Irina & Andrey
When Iryna comes to mind, there is one word that stands out more than others that I can use to describe her and that is: Dedication. From the first consultation at her office to the latter stages of mortgage hunting, Iryna has been consistent and dedicated to finding Troy and myself the best possible mortgage suited for our lifestyle and financial needs. If you need her in the evening or early morning e-mails, Iryna is always available to meet your needs and is working hard to take care of you as if you were her own family. Troy and I have grown very fond of Iryna and feel blessed to have her in our corner. We couldn’t have come far in the journey of first-time home buying without her dedication.
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