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Refinance, what else!

Before we start talking about refinance – let’s talk about debts.

Canadians hate debts, Canadians have debts and Canadians love real estate!

Did you know that more than 70% Canadian own their properties?

And, very good news, especially for British Columbia and Ontario residences (Alberta, please, no comments J), that property value hit the roof in last few years. What does it mean for you and your smart refinance?

It means that you can consolidate your debts, improve the cash flow, and go to your next vacation faster than you think.

For example, if you purchase your place 5 years ago for $400K with 5% down, your current mortgage at the moment is around $350K. Your home worth at least $600K on the current market (welcome, British Columbians J)

Let’s assume that you have around $50K – $80K in consumer debts (car loan, student loans, credit cards and so on. Instead of having all those annoying and pretty expensive debt payments, you can have just one nice mortgage payment (which, potentially, can be lower than your current mortgage payment PLUS it includes all your other debts.

Just to repeat – you will have one mortgage payment. No consumer debts. And your mortgage payment will be the same or lower than your current mortgage payment!

And it’s not difficult at all.

Just simply refinance your mortgage; increase amortization to 30 years and enjoy the freedom of the debt free life!

I love to see my clients to pay their debts. It makes me feel better as I totally remember my own experience – feeling yourself debt-free makes our life much better!

Call, email, text. I am here to help.

With love,

Iryna Rudavska

Iryna.rudavska@ipoteka.ca

778-836-6461

Services

Purchase

Private Mortgage

Refinance

Renewal

Debt Consolidation

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Refinance, what else

Before we start talking about refinance - let’s talk about debts. Canadians hate debts, Canadians have debts and Canadians love real estate!

Learn more

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Testimonials

Getting a mortgage is a very stressful time. Iryna and Oleh provided exceptional service in answering all of our questions and making sure we felt comfortable with the decisions we made. They helped us in determining what we could afford and whether a fixed or variable rate was most suitable for us. They are extremely knowledgeable and professional and worked hard to get us into the home we really wanted. We couldn't be happier and would recommend Iryna and Oleh to ANYONE looking to buy a home. Thanks again

Sergey & Natalia

I was so nervous! I wanted to make sure I have all the money ready on time - I know how hard it to get for the second purchase? Thank you, Iryna. You are made of gold!

Sabina

Iryna, Thank you for your invaluable help! I realize that it was not an easy task and required a high degree of ingenuity. No doubt I saved your contacts for future uses and/or referrals. From sunny Manitoba (with a balmy temperature of -21C)

Alex

From the beginning, I was impressed by her attendance to details and swift reply to any questions leading to a smooth acquisition of a new mortgage. Iryna’s natural capitalization on her vast experience let her path to becoming an independent mortgage broker. This turned out to be to my advantage while shopping for a very competitive mortgage rate during second house acquisition, and I found Iryna to be a great asset while facing the unknown territory of bridge financing within the new approval process. I would highly recommend Iryna’s services to anybody who is in need of a mortgage or any other financial services her company is offering, you will like the result, I know I did.

Hello Iryna, We would like to thank you and your team again for great job in achievement our goal. Your friendliness, professionalism and knowledge was a huge help in getting this new milestone. Your communication was as transparent as can be. We had some problems in understanding the process sometimes, but you guys always were patient enough to clear things up in a very transparent manner. You were always on top of things and always available for us to communicate. Your responses always appeared in a snap. We will recommend you to all of our friends and relatives in the future. We definitely will be in touch. Happy holidays!

Irina & Andrey

When Iryna comes to mind, there is one word that stands out more than others that I can use to describe her and that is: Dedication. From the first consultation at her office to the latter stages of mortgage hunting, Iryna has been consistent and dedicated to finding Troy and myself the best possible mortgage suited for our lifestyle and financial needs. If you need her in the evening or early morning e-mails, Iryna is always available to meet your needs and is working hard to take care of you as if you were her own family. Troy and I have grown very fond of Iryna and feel blessed to have her in our corner. We couldn’t have come far in the journey of first-time home buying without her dedication.

Una

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